Medicare Basics Explained Simply

Turning 65 or Retiring Soon

Medicare Key Components

Parts A & B (Original Medicare)

Part A covers hospital stays, skilled nursing care, and some home health services.

Part B covers doctor visits, outpatient care, and preventive services.

Part D (optional) adds prescription drug coverage through separate plans.

Medigap (Medicare Supplement Insurance) helps pay out-of-pocket costs not covered by Parts A & B.

Medicare Advantage (Part C)

Offered by private insurers, Medicare Advantage plans bundle Part A and Part B, often with added benefits like Part D drug coverage, vision, dental, and wellness services.

Most plans use provider networks, so you may need to use in-network doctors and facilities.

You’re eligible if you’re 65+, or under 65 with a qualifying disability, ALS, or end-stage renal disease (ESRD).

You must be a U.S. citizen or legal resident for at least 5 years.

You or your spouse must have worked at least 10 years in Medicare-covered employment

we’ll guide you step by step to choose the best Medicare coverage—at no cost to you.

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1-657-340-0580

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