
How One Retired Garden Grove Teacher Saved $400/Month on Medicare Without Reducing Coverage
Marian, a retired teacher in Garden Grove, cut $400/month in Medicare costs by switching plans—without losing her doctor. Find out how you can save too.
Alex Kheder
5/30/2025


How a Retired Garden Grove Teacher Saved $400/Month on Medicare — Without Changing Doctors
Many retired public workers — especially teachers — unknowingly overpay for health insurance. That was the case for Marian, a retired schoolteacher from the Garden Grove Unified School District, who was shelling out nearly $400/month on her Medicare plan.
What she didn’t realize?
She could keep her doctor, medical group, and coverage — all with a $0/month premium.
💡 How We Helped Marian Save on Medicare
When Marian reached out, she thought she was stuck with expensive premiums just to stay with her trusted physician and network.
After a quick review, we found her a Medicare Advantage plan that:
Covered her preferred doctor and medical group
Added extra benefits (like dental, vision, and more)
Reduced her premium to $0/month
Her reaction?
Shock… that no one had told her.
Frustration… that her school district never offered guidance after retirement.
🚫 Why Many Retirees Miss Out
Sadly, this is common. Most HR departments, school districts, and unions don’t provide post-retirement Medicare education.
When we offered to give a free Medicare education session to retirees at Garden Grove Unified School District, they declined.
That’s why we’re passionate about empowering retirees to explore all their Medicare options — before and after leaving work.
✅ Is Your Medicare Plan Working for You?
If you're retired and paying premiums, ask yourself:
Could I keep my doctor for less?
Are there better plans available in my ZIP code?
Am I missing out on valuable extra benefits?
💬 “I didn’t know I had options. I wish someone told me this earlier.” – Marian, Garden Grove Retiree
🎯 What You Can Do Today
Let us help you find out if you're overpaying — with no cost and no pressure.
✅ Keep your doctor
✅ Save money
✅ Learn all your options
👉 Schedule your FREE Medicare Plan Review today — like Marian, you might be overpaying and not even know it.
Medicare for Retirement
Assisting HR with Medicare services for ready to retire employees.
Ask about Medicare
info@medicare1st.com
1-657-340-0580 | TTY: 711
Medicare1st is an independent insurance agency. We are not affiliated with the U.S. government or the federal Medicare program. .
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Alex Kheder
Licensed Agent
CA Lic # 0K64233